| Sachanlage(n) (f/pl) | tangible/fixed asset(s) |
| Sachbearbeiter (m) | specialist |
| Sachbezug (m) / Sachbezüge (pl) | payment/benefits in kind |
| Sacheinlage (f) / Sachleistung (f) | contribution in kind |
| Sachverständige (m) | expert |
| Sachwert (m) | real value |
| Sachwertverfahren (n) | real value method |
| Sackgasse (f) | dead-end street / cul-de-sac (BE) |
| sanierte Wohnung(en) (f/pl) | refurbished home(s) |
| Sanierung (f) | refurbishment / renovation |
| Sanierungsantrag (m) | application for renovation work / renewal |
| Sanierungsarbeit (f) | restoration / refurbishment /rehabilitation / reinstatement |
| Sanierungsbüro (n) | area renewal office |
| Sanierungsdarlehen (n) | refurbishment loan |
| Sanierungsgebiet (n) | renewal area |
| Sanierungskonzept (n) | renewal scheme |
| Sanierungskosten (pl) | renewal costs |
| sanitär | sanitary |
| Sanitärinstallation (f) | plumbing / sanitary installations |
| Satellit (m) | satellite |
| Satellitenstadt (f) | satellite town |
| Satteldach (n) | double pitch roof / gable roof |
| Satzung(en) (f/pl) | statute(s) / by-laws |
| sauber | clean |
| Säule (f) | column |
| Säumnis (n) | default / delay |
| Sauna (f) | sauna |
| Schacht (m) | shaft / manhole |
| Schadenersatz (m) | indemnity / damages (jur) |
| Schalldämmung (f) | sound absorption/insulation |
| schalldicht | soundproof |
| Schalter (m) (techn.) | switch |
| Schalung (f) | formwork / shutter(ing) |
| schätzen | assess, to / appraise, to / estimate, to / value, to |
| Schätzer (m) | valuer / estimator / appraiser |
| Schätzung (f) | interpretation / assessment / analysis / evaluation / appraisal |
| Schätzwert (m) | estimated value |
| Scheidung (f) | divorce |
| Scheune (f) | barn |
| Schiebetür (f) | sliding door |
| Schiedsgericht (n) | court of arbitration |
| Schiedsspruch (m) | arbitration (award) |
| Schieferplatten (pl) | slates |
| Schlafzimmer (n) | bedroom |
| Schlichtungsstelle (f) (A) | arbitration committee (between landlords and tenants) / rent commission |
| Schlichtungsverfahren (n) | arbitration proceedings (between landlords and tenants) / mediation proceedings |
| Schlosser (m) | locksmith / fitter |
| Schlüssel (m/pl) | key(s) |
| Schlüsseldaten (pl) | key data |
| schlüsselfertig | turnkey / ready to use / in move-in condition |
| Schmiergeld (n) | bribe / "sweetener" |
| schmutzig | dirty |
| Schneeräumung (f) | snow removal |
| Schrank (m) | wardrobe (BE) / closet (AE) |
| Schraube (f) (und Mutter) / Schraube (f) (nicht für Mutter) | bolt (and nut) / screw (not for nut) |
| Schrebergarten (m) | allotment / allotment garden/plot |
| Schuld (f) | debt (fin) |
| schulden | owe, to |
| Schulden (pl) | liabilities / payables / debts |
| Schuldentilgungsdauer (f), fiktive | fictitious debt repayment |
| Schuldner (m) | borrower / debtor |
| Schuldnerberatung (f) | debt counseling |
| Schuldschein (m) | bond / certificate of debt / debenture |
| Schuldscheingebühr (f) | note fee |
| Schuldverschreibungen (pl) | obligations / debt securities |
| Schutzraum (m) | nuclear shelter |
| Schwankungsbereich (m) / Schwankungsrahmen (m) | margin (scope) of fluctuation / range |
| Schwarzarbeit (f) | black market / illegal employment/work |
| schwebend | pending (jur.) |
| schweißen | weld, to |
| Schweißen (n) | welding |
| schwer vermietbare Wohnung (f) | hard-to-let property |
| Schwerpunkt (m) | emphasis / center of gravity/mass (tech.) |
| Segment (n) | segment |
| Seitenansicht (f) | side view; side elevation |
| Sekundärmarktrendite (f) (SMR) | secondary market yield (A) - periodical average of Austrian bond yields |
| Selbstbau (m) | self-built (for self-assembly) |
| Selbstbehalt (m) | retained amount / retention / deductible |
| Selbsthilfe (f) | self help activities |
| Selbstverwaltung (f) | self-management |
| Seniorenheim (n) | senior residence / nursing home / assisted living facility |
| Sensibilitätsanalyse (f) (z.B. Schätzung der Effekte von Zinssatzänderungen auf den Eigenfinanzierungsanteil, etc.) | sensitivity analysis |
| Service (n) (Leistungen im Sinne der Betriebskosten) | service |
| Servitut (n) | easement |
| Setzung (f) (eines Gebäudes) | settlement (of a building) |
| Sicherheit (f) i. Kreditwesen | collateral |
| Sicherheitenstruktur (f) (fin.) | collateral structure |
| Sicherheitsleistung (f), benötigte | surety required |
| Sicherheitsschloss (n) | security lock |
| Sicherungsgeschäft (n) | hedging business (fin) |
| Sicherungskasten (m) | fuse box |
| Sicherungsmechanismen (pl) (fin.) | collateral arrangements |
| Sichtbeton (m) | exposed concrete / fair-faced concrete |
| Sichtziegelmauer (f) | brickwork |
| Siedlungsgebiet (n) | residential land / residential area / housing area |
| Simultanhypothek (f) | multi-title charge |
| sinnvoll | meaningful / significant |
| Sitz (m) (einer Gesellschaft) | head office |
| Skala (f) | scale |
| Skonto (m/n) | discount |
| Sockelsanierung (f) (A) | basic renewal |
| Solaranlage (f) | solar system |
| Solarenergie (f) | solar energy |
| Solidarhaftung (f) | joint and several liability |
| Sollzinsen (pl) | debt interest |
| Sonderausgabe (f) (absetzbar als Sonderausgabe bei der Bemessung der Einkommensteuer) | extraordinary expenses (tax deductible) |
| Sondermasse (f) (Konkurs) | separate funds |
| Sondermüll (m) | hazardous waste / toxic waste |
| Sonderprojekt (n) | special project |
| Sondervereinbarung (f) | special agreement |
| Sonderwohnbauprogramm (n) / Sonderwohnform (f) | special housing scheme |
| sonnig | sunny |
| sorgfältig gegliedert | carefully structured |
| Sorgfaltspflicht (f) | duty of care |
| Sortiment (n) | product line / range / assortment |
| Souterrain (n) | basement |
| Sozialabbau (m) | dismantling of the welfare state |
| Sozialarbeiter (m) | social worker |
| Sozialbeihilfe (f) empfangen | receive welfare |
| Sozialbeihilfen (pl) | social benefits / income benefits |
| soziale Bedürfnisse/Kriterien (pl) | social criteria |
| soziale Segregation (f) | social segregation |
| sozialer Wohnbau (m) | social housing |
| sozialer Zusammenhang (m) | social cohesion |
| Sozialhilfe (f) | income support |
| Sozialpflichtigkeit (f) | commitment to social accountability |
| Sozialversicherungsbeiträge (pl) | national insurance contributions |
| Sozialwohnung(en) (f/pl) | public housing / social housing |
| Spanne (f) | spread / margin |
| Sparkasse(n) (f/pl) | savings bank(s) |
| Speisezimmer (n) | dining room |
| spektakulär | spectacular |
| Spekulationsteuer (f) | speculations tax / tax on speculative gains |
| Spengler (m) | sheet metal worker / tin-smith (BE) |
| Spielplatz (m) | playground |
| Spitzenpreis (m) | premium price |
| Spitzenreiter (m) | front-runner |
| spürbar | noticeable |
| Staat (m) | state |
| staatlich | national |
| Staatsverwaltung (f) | state administration |
| Stab (m) (Personal) | personnel / staff |
| stabil | stable |
| Stadtentwicklung (f) | urban/town development |
| Stadterneuerung (f) | urban renewal |
| Stadterneuerung (f), sanfte/behutsame | soft/gentle urban renewal |
| Stadterneuerungsgesetz (n) | Urban Renewal Act |
| Stadterweiterung (f) | urban expansion |
| städtisch | urban |
| städtische Wohnungsgesellschaft (f) | municipal housing company |
| Stadtplanung (f) | urban planning |
| Stadtrand (m) | city limit / periphery / outskirts / suburb |
| Stadtrat (m) (amtsführender) für Wohnbau und Stadterneuerung (A) | Executive City Counselor for Housing and Urban Renewal |
| Stadtrat (m) (D) | Member of the City Council / Local Council |
| Stadtteil (m) | district |
| Stadtverwaltung (f) | municipal administration |
| Stahl (m) | steel |
| Stahlbeton (m) | reinforced concrete |
| Stammaktie (f) | ordinary share / equity share |
| Stammeinlage (f) | initial contribution / capital invested |
| Stammkapital (n) | capital stock / share capital / registered capital |
| Standardbrief (m) | standard letter |
| Standardkonditionen (pl) | standard terms and conditions |
| Standardvertrag (m) | standard contract |
| ständiger Wohnsitz (m) | permanent residence |
| Standort (m) | location / place / site / situation / setting |
| Standortbestimmung (f) | determination of location / site determination |
| starr | rigid / fixed |
| Startwohnung (f) (A) | starter home |
| statische Berechnung (f) | static calculation |
| Steckdose (f) | power outlet/socket / receptacle |
| stecken geblieben | deadlocked |
| Steigerung (f) | increase / growth |
| Steigung (f) | rise |
| Steinmetz (m) | mason / stone-cutter |
| Stelle (f) | location / place / site |
| Stellplatz (m) | parking space |
| Stempelgebühr (f) | stamp duty |
| Steuer (f) | tax |
| Steuerabschreibung (f) | tax deduction |
| Steuerabzug (m) von Hypothekarzinsen (durch den Kreditgeber, England) | MIRAS (mortgage interest relief at source) |
| Steuerbefreiung (f) | tax exemption |
| Steuerbehörde (f) | tax authority |
| Steuerberater (m) | tax advisor |
| Steuereffekt (m) | effect on taxes |
| Steuerentlastung (f) | tax relief/allowance |
| Steuererklärung (f) | tax declaration / tax return |
| Steuererleichterung (f) | tax relief/allowance |
| Steuerermäßigung (f) | tax reduction |
| steuerfrei | tax free / free of tax |
| Steuerfreibetrag (m) | allowance / tax exemption / tax free amount |
| Steuerhoheit (f) | fiscal jurisdiction |
| steuerlich | fiscal |
| Steuernachforderung (f) | additional tax claim |
| Steuerrecht (n) | fiscal law / tax law |
| Steuersatz (m) | tax rate |
| Steuersparmodell (n) | tax saving scheme |
| Steuervorteil (m) / Steuerbegünstigung (f) | tax concession |
| Stiegenhaus (n) | staircase |
| Stiftung (f) | foundation / trust |
| Stimmrecht (n) | voting right |
| Stockwerk (n) | floor / level / stor(e)y |
| Stockwerkseigentum (n) | floor ownership |
| stornieren | cancel, to |
| Storno (m/n) | rescission / cancellation |
| Stornogebühr (f) | cancellation charge |
| Stoßfuge (f) | butt joint |
| Streubesitz (m) | free float |
| Strom (m) | current / electricity |
| Stromleitung (f) | power supply line |
| Stromnetz (n) | power supply system |
| Struktur (f) / Strukturierung (f) | structure / structuring |
| Stufe (f) | step |
| Stundung (f) | respite |
| Stützbalken (m) | beam |
| Subjektförderung (f) | personal subsidy |
| Substandardwohnung(en) (f/pl) | substandard home(s)/flat(s) |
| Substanzwertmethode (f) | contractor's method |
| Subunternehmer (m/pl) | sub-contractor(s) |
| Subvention (f) | subsidy / grant / allowance |
| Südlage (f) | south-facing / southern exposure |
| Südostfassade (f) | south-east frontage |
| südseitig / nach Süden (m) gerichtet | southward / south facing / southbound |
| Superädifikat (n) | buildings on third party land (separation of building from land) |